No Templates. No Guesswork. Just Results.

Legal-Grade Credit Dispute Letters in Minutes

AI that thinks like a consumer credit attorney. Upload your credit report, get customized dispute letters citing only the laws that apply to your specific accounts.

Start Your Dispute — $9

One-time payment. No subscription.

Attorney-Level Analysis

FCRA, FDCPA, CFPB expertise

Custom Per Account

No generic templates

Instant Generation

Complete packet in minutes

How It Works

3 Steps to Clean Credit

From upload to dispute letters in minutes.

Step 1

Quick Checkout

$9 one-time

No subscriptions, no hidden fees. Pay once and get full access to the AI-powered dispute letter generator.

Instant accessNo recurring chargesSecure payment
Credit Punchers

One-Time Payment

$9

Full AI credit analysis
Unlimited dispute letters
Legal statute citations

Supported:

EQEXTU

Upload Credit Report

Drop your PDF here

or click to browse

AI AnalysisReady
Negative Accounts Found7
FCRA Violations Detected12
Step 2

Upload Your Credit Report

AI scans every detail

Upload your credit report PDF from any bureau. Our attorney-trained AI analyzes every account, identifies violations, and finds the strongest legal grounds for dispute.

All 3 bureaus supportedFCRA violation detectionSmart error detection
Step 3

Download Your Dispute Letters

Ready to send in minutes

Get professionally crafted dispute letters citing specific laws like FCRA § 611, case law precedents, and tailored arguments for each negative item.

Bureau lettersFurnisher lettersDebt validation letters

Disputes

READY

Bureau Dispute Letters
3
Furnisher Letters
7
Debt Validation
4

Legal Precision, Not Templates

Most credit repair services use the same generic letters for everyone. We analyze each account individually and cite only the laws that actually apply.

Other Services

Generic template letters
Same statutes for every account
No legal analysis
Requests correction not deletion
Monthly subscriptions

Credit Punchers

Custom letters per account
Only applicable law citations
Attorney-level violation analysis
Demands deletion with legal backing
One-time $9 payment

"This dispute packet is customized per account using only the laws that apply to your specific credit report."

Your Complete Dispute Packet

Everything you need to dispute inaccurate items and demand deletion

Credit Analysis

Comprehensive legal breakdown of every negative item with violation classification.

Bureau Dispute Letters

Tailored letters for Equifax, Experian, and TransUnion citing specific violations.

Furnisher Letters

Custom disputes sent directly to creditors and collection agencies.

Debt Validation

FDCPA-compliant validation requests that put collectors on the defensive.

Verification Requests

Demand bureaus reveal how they verified disputed information under 15 USC §1681i.

CFPB Complaint Drafts

Ready-to-file complaints with the Consumer Financial Protection Bureau.

Identity Theft Packet

Complete fraud documentation if identity theft indicators are detected.

Certified Mail Checklist

Step-by-step timeline and tracking system for all correspondence.

Real Results

See what legal precision can do for your credit

"Three collections deleted in 45 days. The letters cited laws I'd never heard of, and the collectors couldn't argue with them."

Marcus T.

Atlanta, GA

3 accounts removed

"My credit repair company charged $100/month for templates. This $9 packet got better results in one round than they did in six months."

Jennifer S.

Phoenix, AZ

Score up 87 points

"The AI found a UCC assignment issue my lawyer missed. Debt buyer deleted the $12,000 account rather than prove ownership."

David K.

Chicago, IL

$12K deleted

Simple Pricing

Attorney-quality dispute letters at a fraction of the cost

Complete Dispute Packet

$9one-time

No subscription. No hidden fees.

Full credit report analysis
Custom letters per account
All three bureau disputes
Furnisher direct letters
Debt validation letters
CFPB complaint drafts
Method of verification requests
Certified mail checklist
Get Your Dispute Packet

Secure checkout. Instant access.

Compare to credit repair services charging $79-$149/month

Frequently Asked Questions